I’m a Financial Advisor: These Are the Easiest 7 Money Mistakes To Fix

We all make money mistakes — yes, even financial advisors.

The good news? Not every slip-up spells disaster. In fact, some of the most common financial missteps are surprisingly easy to fix once you spot them.

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GOBankingRates spoke with Andrew Lokenauth, money expert and owner of BeFluentInFinance, and Patricia Stallworth, certified financial planner (CFP) and CEO and founder of PS Worth LLC, to discuss the easiest money mistakes to turn around — with no shame, just solutions.

“I’ve worked with tons of clients on their finances, and let me tell you: Some money problems that seem huge can actually be fixed in just a few minutes,” said Lokenauth.

Here are some of the insights they shared.

“It literally takes five minutes to set up automatic transfers from checking to savings — I did mine while waiting for coffee last month,” said Lokenauth.

He said the results were amazing: He ended up saving about $400 more each month without even thinking about it.

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Lokenauth said he recently spent 15 minutes going through his credit card statement and found $75 in monthly subscriptions he wasn’t using.

And canceling them was surprisingly simple: He said most had a clear “cancel” button right on their website. No phone calls needed.

Another quick fix Lokenauth said was a game-changer: Switching to a card with 2% cash back on everything (instead of that fancy travel card he never maximized), and boom — instant improvement.

“The thing is, you don’t need some complex rewards strategy. Just pick one good general cashback card and stick with it,” he noted.

Here’s one Lokenauth said bugs him: Keeping too much money in checking.

He moved $5,000 from his checking to a high-yield savings account while watching TV one night. Now, he said that money’s earning more than 4% instead of basically nothing.

“Such a simple change, but it drives me nuts thinking about how much interest I missed out on before,” he said.

Speaking of quick fixes — turning off overdraft protection takes like two minutes max.

Lokenauth disabled his through his bank’s app during his lunch break.