Ramit Sethi Explains Why He Won't Stop Talking About Politics: 'Money Is Political'

Marc Guberti

Sun, May 18, 2025, 10:01 AM 4 min read

Financial guru Ramit Sethi hasn't been afraid to talk about politics. He's been very critical of Trump's tariffs, and that has caused some people to tell him to knock it off. It seems like when any celebrity or influencer talks about politics, people who don't like the person's opinions want the political talk to tone down.

It makes sense for some industries more than others to discuss politics, and finance is one of them. You don't have to bring politics into every conversation, but it makes sense to discuss politics when talking about finance. Sethi concisely explains why.

"Money is political," he said in a recent TikTok.

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Sethi explains money's role in politics and why it's important to bring politics to the forefront of financial conversations.

Sethi starts by explaining how politics influence the prices of critical investments and services. Some people need healthcare services to live, but higher costs can price them out. Medical bills are one of the big reasons why people file for bankruptcy, so political issues around healthcare affect personal finances.

Sethi makes the same claims about housing and college tuition. Politicians can shorten the maximum mortgage term length or prevent big investment firms from gobbling up single-family homes, but they aren't. Trump didn't do that during his first term, and neither did Biden.

"That's a political choice that America made to keep your housing expensive," Sethi states.

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The same logic applies to colleges. College tuition soared when student loans were introduced. Tighter guardrails around student loans can make college more affordable for everyone. Talking about these issues invites debate and allows people to discuss constructive solutions that can improve people's finances.

Money and politics are intertwined.

Sethi also explained how politics affects the stock market. This is a big deal for finance since people put their money into the stock market for retirement. Tariffs, geopolitical tensions, and fiscal policies are some of the forces that affect stock prices.