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The March FSA deadline is almost here: 35 surprising things you can buy with your money

If you're one of the lucky people who has a grace period for using your Flexible Spending Account money, that date is quickly approaching: March 15 is the use-it-or-lose-it deadline. If you didn't spent all your FSA cash in 2024, you could now officially lose it. But if you don't have any medical bills left to pay and you're all stocked up on the usual suspects — glasses, contacts, prescriptions, over-the-counter meds — there are tons of other FSA-eligible items you may not be aware of. Plus, it gives you a reason to splurge on yourself. (Who wouldn't want that?)

Surprisingly, FSA dollars can be spent on big ticket items like treadmills, massage guns and light therapy devices. You can even shop at Amazon or several other stores with your money — there are designated FSA shops on most major retailers' websites with a slew of eligible items.

Not sure what to buy? Keep reading for some of our favorite FSA-eligible health-care product picks.

What's an FSA and how does it work?

During open enrollment, many employers give workers the option to sign up for a Flexible Spending Account, also known as a flexible spending arrangement. This account allows you to use tax-free dollars to pay for medical-related expenses and products.

For 2024, you could contribute up to $3,200 (it's now up to $3,300 for 2025), per the IRS. Employers could also match up to $3,200, for a max of $6,400.

Unlike a health savings account, funds from your FSA typically don't roll over into the next year, though some plans allowed up to $660 to be carried over into 2025, so it's worth checking. If you're one of the lucky few with rolled over money, your grace period is coming to an end on March 15.

Otherwise, any amount you've saved needs to be spent before the end of the year on qualifying expenses so you don't lose it.

Where can I shop with my FSA money?

Keep your FSA card handy, because there are a ton of stores where you can shop. They include:

Surprising things you can buy with your FSA money

These days, health-related products truly run the gamut, and you can even pay for some shiny new tech with your tax-free dollars. Even better, many of the products below have been vetted by Yahoo experts, including the Renpho massage gun, the NordicTrack Commercial 2450 Treadmill and the Oura Ring Gen3 Horizon.