Updated list of all Trump’s actions that impact housing

Below is a timeline of the actions the Trump administration or Congressional Republicans have taken that impact housing since President Trump took office on Jan. 20, 2025, along with additional coverage of those topics.

CFPB

• Trump fires CFPB Director Rohit Chopra  Feb. 1
• Trump names Scott Bessent as new acting CFPB director Feb. 3
• New CFPB Director Bessent orders agency to stop working Feb. 3
• Chopra’s parting shot: A CFPB blueprint for state-level enforcement with teeth Feb. 4
• Enforcement experts fear the wild west of a weaker CFPB Feb. 4
• Mortgage servicers plan for a de-fanged CFPB Feb. 6
• Musk’s team has gained access to CFPB building, data systems Feb. 7
• Project 2025 architect Russel Vought takes over CFPB Feb. 8
• Vought shuts down most of CFPB’s function, cuts off funding Feb. 8
• Trump names Jonathan McKernan director of CFPB Feb. 11
• Legal experts weigh in on the CFPB and the future of regulation Feb. 13
• Meet Jonathan McKernan, the next director of the CFPB Feb. 13
• Lawsuit puts a pause on Trump’s plan to defund the CFPB Feb. 14
• What is Trump’s true plan for the CFPB? Feb. 14
• Appraisers wrestle with the CFPB’s dismantling Feb. 15
• Judge blocks CFPB firings amid Treasury labor union lawsuit F eb. 15
• Leading Senate Democrats demand a halt to HUD cuts Feb. 18
• The FHA denies facing 40% staff cuts but offers no layoff details F eb. 19
• Judge clears way for federal layoffs at CFPB and VA F eb. 20
• GOP bills would eliminate funding for the CFPB Feb. 21
• Trump allies fear DOGE’s methods to dismantle CFPB could backfire Feb. 22
• CFPB nominee McKernan gets grilled in Senate confirmation hearing Feb. 27
• CFPB nominee McKernan commits to protecting older Americans from financial abuse Feb. 27
• Assessing the whirlwind of housing policy changes in 2025 Feb. 27
• CFPB drops lawsuit against Rocket, Jason Mitchell Group Feb. 27
• CFPB drops enforcement action against Capital One Feb. 27
• CFPB told to reinstate fired veterans, military spouses Feb. 28
• CFPB staff: McKernan plans to ‘carry out the closure of the agency’ Feb. 28

Tariffs

• Trump places tariffs on Canada, China and Mexico  Jan. 31
• Is President Trump bluffing on tariffs?  Jan. 31
• Homebuilders ask Trump for tariff exemptions on building materials  Jan. 31
• Trump pauses tariffs on Mexico after border security deal Feb. 3
• US strikes deal with Canada to pause tariffs for one month Feb. 3
• Trump paused tariffs, but homebuilders still see long-term risk Feb. 7
• More homebuilder headaches: Trump imposes 25% tariff on steel and aluminum Feb. 10
• Reciprocal tariffs would create chaos for homebuilders Feb. 24

HUD

• HUD watchdog swept up in large-scale firings of inspector general  Jan. 27
• Memo mixup: Trump calls for freeze of 100 HUD programs, then denies it  Jan. 28
• Where things currently stand in Trump’s flurry of federal funding memos Jan. 29
• Trump’s first-term budget requests could foreshadow the future of HUD funding Feb. 4
• Scott Turner, Trump’s HUD secretary, confirmed by the Senate and sworn in Feb. 5
• New HUD secretary to prioritize GSE privatization Feb. 6
• HUD Secretary Turner holds town hall, says there are ‘two genders’ Feb. 7
• As White House scrutinizes HUD programs, union leaders offer a waste target Feb. 13
• HUD to cut 50% of its workforce Feb. 13
• HUD announces launch of DOGE taskforce, targest AFFH rule Feb. 14
• These are the functions of the HUD offices targeted for mass firings Feb. 14
• DOGE says it has recovered $1.9B in ‘misplaced’ HUD funds Feb. 15
• Fair housing nonprofit sues Scott Turner, HUD over ‘DEI’ orders Feb. 19
• Internal memo outlines DOGE’s plan to gut HUD Feb. 24
• Federal workers union sends cease and desist to HUD, OPM over DOGE directive Feb. 24
• Trump, Musk targeted by falsified video at HUD headquarters Feb. 24
• DOGE accessed confidential HUD data on housing discrimination Feb. 26
• Trump administration ends Affirmatively Furthering Fair Housing rule Feb. 26
  

FHFA

• MBA issues support for FHFA nominee Bill Pulte  Jan. 29
• FHFA nominee Bill Pulte discloses investments Feb. 25
• Bill Pulte lays out vision for FHFA under Trump Feb. 27

Federal employees/hiring, funding and regulatory freeze

• Trump initiates federal hiring freeze, return-to-office mandate  Jan. 21
• Trump’s regulatory freeze brings uncertainty to the housing market   Jan. 21
• Trump’s order to end DEI initiatives will impact federal housing agencies Jan. 21
• Federal hiring freeze could impact the rollout of HMBS 2.0, former Ginnie Mae head says  Jan. 28
• White house offer to federal employees sparks concern, union opposition  Jan. 30
• Judge halts deadline for White House ‘buyout’ of federal workers Feb. 6
• DOGE tells federal employees to detail their workweek or be fired Feb. 23
• Trump memo calls for escalation of mass layoffs at federal agencies Feb. 26

Executive orders

• Trump issues executive order: Emergency price relief on housing  Jan. 20
• How Trump’s executive orders impact homebuilders  Jan. 21
• Trump’s path to lower housing costs has to navigate local concerns Jan. 21
• Trump issues executive order: DOGE workforce optimization initiative Feb. 11
• Trump makes move to control independent regulatory agencies Feb. 20

Opinions on Trump administration actions

• On his first day, President Trump reversed these fair housing protections Jan. 31
• Why the CFPB enforcement pause is not a free pass to lenders Feb. 10
• The Trump administration thinks HUD’s disaster relief is a waste of money. They’re wrong Feb. 19
• Trump will be a huge positive to mortgage, Mat Ishbia says Feb. 26

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